Most families use a combination of sources. Here's the general landscape; specifics depend on the person's situation and the provider.
Private pay
Paying directly, typically hourly. The most flexible option and often how care starts while other funding is arranged.
Long-term care insurance
Policies vary widely. Check the daily/monthly benefit, the elimination period, and what documentation the insurer requires.
Veterans' benefits
Some veterans and surviving spouses may qualify for benefits that help pay for in-home care. Eligibility is specific — a Veterans Service Officer can help.
Medicaid programs
Certain state Medicaid programs help pay for in-home personal care for people who meet financial and functional criteria. Availability and rules are state-specific.
Aveno does not claim participation in any specific payer program on this page. Ask us directly what applies to your situation today.
This article is general information, not medical, legal, or financial advice. For guidance about a specific person, talk with their care team and a licensed professional.
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